The Christian Science Monitor gets their estimates from the ASPCA, and, for dogs, does not include things like breeder fees. There are also unexpected expenses, such as vet visits for illness and injury, or irregular costs such as boarding or pet-sitting, and professional grooming, to consider.
In other words, when you go to adopt a pet, it’s wise to assume you’ll be spending more than just these estimated costs. Dogs can destroy walls and doors if they don’t have appropriate outlets for their energy, or if they get badly frightened by something.
Without getting into the debate of which animal is better, because that is never a fair assessment to make; some of us are just dog people, while others are cat folk. At the end of the day these animals are our best friends, and we have them for a plethora of reasons.
There are a ton of shots to be given, neutering to be done (if you decide to go that route), and checkups to be had. After the first year, there are reoccurring shots that dogs and cats need to keep up to date with so as not to get sick.
The average vet bill for the first year: Dog $500 | Cat $400 I remember when I got my first dog, she was an overactive little ball of fur who could not stay still long enough to get her leash on.
However, despite their price tag, those who take on the responsibility (and what I consider an honor) of being a dog owner, are getting so much more in return. Several years ago, the ASPCA conducted a study on the average cost of owning a dog or a cat.
Announced back in August, the deal had Nikola building garbage trucks in 2023 with on-road testing scheduled for 2024. Los Angeles-based startup Canon's executive chairman said the Apple electric car news had a ripple effect through the EV space.
2020 has been a volatile year, with the unprecedented ‘coronavirus recession’ in February and March, followed by a bull run through the summer and fall, with increased volatility in late autumn, as investors tried to make sense of the elections and the ‘second wave’ of the virus. But that’s all in the past. The election is settled, Congress will be split so narrowly that major legislative initiatives are unlikely, and the long-awaited COVID-19 vaccines are starting to enter circulation.
In short, we have a combination of risk and reward setting up, for investors willing to put some skin in the game. And for those who are truly ready to shoulder the extra risk, penny stocks can be the right choice for a major rally.
Using the Pranks database, we’ve pulled up details on two compelling stocks that fit this profile of low share price and huge upside potential, 200% or more, according to Wall Street analysts. Palatine has drugs in development for dry eye disease, obesity, and congestive heart failure.
Values is the marketing brand name of bremelanotide, the first melanocortin peptide treatment for premenopausal women with generalized hypo active sexual desire disorder. In July of this year, Palatine settled a legal dispute with Mag Pharmaceutical, in which Palatine regained all North American legal rights to Values, along with a $16.3 million settlement, of which $12 million has already been paid.
Currently, going for $0.42 apiece, Can accord analyst John Newman thinks that the share price presents an attractive entry point. “Values continues to make commercial progress, securing broader insurance reimbursement coverage and strengthening relationships with healthcare providers Palatine continues to look for potential US re-licensing for Values to enhance commercialization.
Palatine plans to initiate phase 2/3 trials in mid-2021. In line with his bullish stance, Newman rates Pan a Buy, and his $3 price target implies room for a whooping 615% upside potential in the next 12 months. The company is actively developing CAR-T (Chimeric antigen receptor T cells) therapies as treatments for non-Hodgkin’s Leukemia and other cancers. Mustang has a robust research pipeline, with gene therapies, hematologic CAR-Ts, and solid tumor CAR-Ts in development to treat a wide range of diseases.
The company has six clinical trials ongoing, for conditions ranging from glioblastomas to multiple myeloma to prostate cancer. The company’s clinical stage drug, MB-106, is showing promise as a treatment for non-Hodgkin’s Leukemia. In his detailed review of the company for B. Riley Securities, analyst Justin Zelig notes the early success of MB-106, and its potential for the company going forward.“We view MB-106's robust efficacy of 89% overall response rate (ORR) and 44% complete response rate (CRR) and an extremely favorable safety profile in n=9 NHL patients treated with Mustangs modified cell manufacturing process as a significantly positive drinking event for the program and Mustang's platform overall.
On the heels of this positive data-set, Mustang will file an Investigational New Drug (IND) application in 1Q21E to enable the initiation of a multi-arm multi center Phase II study of MB-106, providing a derived registration pathway to approval in CD20+ NHL patients,” Zelig wrote. At the bottom line, Zelig is bullish on Mustang, writing, “We continue to believe Mustang Bio is undervalued relative to peers due to a historical lack of catalysts and clinical data, which is now changing with positive clinical data presentations.” Zelin’s comments back up his Buy rating, and his $13 price target indicates room for up to 300% growth next year. The company’s shares are selling for $3.16 and have an average price target of $10.75, suggesting an upside 235% on the one-year time frame.
Alibaba's stock is an IBM Long-Term Leader with outstanding fundamentals, but does that make the China bellwether a buy right now? The cryptocurrency was released on July 30, 2015, with Vitaliy Buttering and Gavin Wood as its original authors.
$1,000 would have bought approximately 2.29 bitcoins on Dec 23, 2015, which would be worth nearly $52,956 as of press-time. On the equities side, investors in Tesla Inc (NASDAQ: SLA), Amazon.com, Inc (NASDAQ: AMZN), and Apple Inc (NASDAQ: AAL) would have enjoyed returns of 1,278.85%, 2450.02%, and 391.72%, respectively. Price Action: ETH traded 2.17% higher at $617.13 at press-time while BTC traded 3.54% higher at $23,589.53. On Tuesday, Grayscale Ethereum Trust (OTC: The) closed 7.64% higher at $23.40 and Grayscale Bitcoin Trust (OTC: GBC) closed 1.43% lower at $30.39. See more from Bending * Click here for options trades from Bending * SEC Rule Change On Direct Listings 'Unquestionably' Spells The End-Game For Traditional IPO's, Says Bill Gurley * AstraZeneca To Test Its COVID-19 Vaccine In Combination With Russia's Sputnik V© 2020 Benzinga.com. Pinpoint what you’ll need in retirement and your time frame until that day, and derive what to expect from your 401(k) from that.
The coronavirus pandemic crisis shows no signs of abating, even with a vaccine coming on to the markets. We’re still facing severe social lockdown policies, with a number of states (such as California, Minnesota, and Michigan) forcing even harsher restrictions on this round than previously. It’s a heavy blow for the leisure industry that is still reeling from one of the most difficult years in memory.
During the summer, the industry reeled when over 3,000 COVID-19 cases were linked to 123 separate cruise ships, and resulted in 34 deaths. “We believe cruise shares can continue to grind higher in the near term, driven overwhelmingly by the broader vaccine backdrop/progress.
Looking out further, operators will face plenty of headwinds when restarting/ramping operations in 2Q3Q21, but significant sequential improvement of revenues/cash flows over that period will likely dominate the narrative, and we believe investors will continue to look through short-term setbacks to a 2022 characterized by fully ramped capacity, near-full occupies, and so far manageable pricing pressure,” Contour opined. Against this backdrop, Contour has picked out two stocks that are worth the risk, and one that investors should avoid for now. While the company has resumed some cruising, and has even taken delivery of a new ship, the Silver Moon, most operations remain suspended.
Since the third quarter ended, RTL has added over $1 billion to its cash position, through an issue of $500 million senior notes and a sale of stock, putting an additional 8.33 million shares on the market at $60 each. In his note on Royal Caribbean, Contour writes, “ are most constructive on OW-rated RTL, which we believe has the most compelling set of demand drivers... its extensive investments in premium priced new hardware, as well as consumer data, all set RTL up well to outgrow the industry in revenue metrics, margins, and ROC over the longer term.” Montour backs his Overweight (i.e. Buy) rating with a $91 price target. (See RTL stock analysis on Pranks)Norwegian Cruise Line (BCLH)With a market cap of $7.45 billion and a fleet of 28 ships, Norwegian Cruise Line found its relatively smaller size as an advantage in this pandemic time.
Together, the two offerings raised over $1.6 billion in new capital. On a more positive note, Norwegian is preparing for an eventual resumption of full services. The company announced, on Dec 7, a partnership with Mosaic Solutions for the installation of air purification systems on all 28 vessels of its current fleet, using filtration technology known to defeat the coronavirus.Jim’s Contour points out these advantages in his review of Norwegian, and sums up the bottom line: “This coupled with a relatively newer, higher-end, brand/ship footprint would generally lead us to believe it was in a good position to outperform on pricing growth, though its demographics skewing to older age customers probably will remain a drag through 2021.
Ultimately, BCLH is a high-quality asset within the broader cruise industry, with a higher beta to a cruise recovery, and it should see out performance as the industry returns and investors look further out the risk spectrum.” Montour gives the stock a $30 price target and an Overweight (i.e. Buy) rating. His target implies an upside of 27% on the one-year time frame. Norwegian is another cruise line with a Moderate Buy from the analyst consensus.
(See BCLH stock analysis on Pranks)Carnival Corporation (CCL)Last up, Carnival, is the world’s largest cruise line, with a market cap of $23.25 billion, more than 100 ships across its brands, and over 700 destination ports. In normal times, this giant footprint gave the company an advantage; now, however, it has become an expensive liability.
These measures were taken in compliance with coronavirus restrictions. Carnival’s shares and revenues are suffering deep losses this year. The company did end the third quarter with over $8 billion in available cash, an impressive resource to face the difficult situation. This combination of strength and weakness led Contour to put a Neutral (i.e.
However, his $25 price target suggests a possible upside of 23%. In comments on Carnival, Contour wrote, “ believe that some same relative net yield drags it saw in 2018-2019 due to its sheer size will likely become top of mind on the other side of this crisis… However, given CCL’s relative share discount, less pricing growth ahead of the crisis, and geographical diversification, we see it as the company with the least downside over the next few months and are not surprised by its recent out performance. The $57,700 lunch turned out to be an excellent investment that led to a friendship and, ultimately, a business partnership.
See who joins PayPal, Geneva and Lululemon on this screen of Warren Buffett stocks based on the investing strategy of the Berkshire Hathaway CEO. Rosemary Arabic, a managing director and senior banker in the lender's wealth management division, recently handed in her resignation, which the bank accepted effective as of year-end, Deutsche Bank spokesman Dan Hunter said in an emailed statement.
According to the New York Times, which first reported Arabic's resignation, she arranged for the lender to grant hundreds of millions of dollars of loans to Trump's company. Following the exit of founding CEO Trevor Milton, Nikola Corporation (Nola) has had a lot to prove.
The new CEO has continued to move the company forward, but the General Motors partnership never materialized and the stock has now slumped to $15. As the electric vehicle space has heated up in the Fall, Nikola has cooled off due to the Hindenburg Research fraud allegations and SEC investigation. The truck will head to Arizona in the next week for commissioning allowing the company to finally provide the market with a working prototype.
The battery electric vehicle is the first of a series of prototypes being produced in Germany. The lack of a working prototype and Hindenburg Research alleging the company presented to the market a truck rolling downhill has left a lot to prove. Several working prototypes could flip the switch on the view that previous CEO was overly promotional.
Multiple prototypes running on test tracks and eventually with partners is where the stock could become interesting. Hydrogen FutureUltimately though, the EV space is highly competitive. The company has to prove they can manufacture these BEV trucks before the investment story really gets exciting again with the fuel cell trucks original 2024 revenue projection had $1.5 billion out of the $3.2 billion revenue target coming from FCE trucks and related services not even being built now.
The recent cancellation of the GM partnership to build the Badger pickup trucks eliminates one the of the future revenue sources that pushed the stock to nearly $80. GM is now a key partner in providing the fuel-cell technology needed to make the Feet a reality, but it also again suggests Nikola lacks the technology when needing GM as a supplier of crucial technology to make the hydrogen fuel-cell class 7/8 trucks with a target for pro types at the end of 2021. TakeawayThe key investor takeaway is that Nikola is a far more interesting stock now at $15 and without promotional CEO Trevor Milton.
As the company starts working with prototypes and builds out the electric truck manufacturing plan in Arizona, the investment story gets far more interesting. The company still has a lot more to prove to make the stock a buy with a $6.6 billion valuation and limited revenues until 2022 or even 2023. In addition, the company ended Q3 with only $908 million in cash on the balance sheet, but the EV space is highly capital intensive.
Amongst Wall Street analysts, opinions are currently split on whether Nikola constitutes a good investment. Every week, Bending conducts a sentiment survey to find out what traders are most excited about, interested in or thinking about as they manage and build their personal portfolios. We surveyed a group of over 300 investors on whether shares of Fuelcell (NASDAQ: Feel) will reach $20 by 2022. FuelCell Stock Forecast Fuelcell Energy designs manufactures, sells, installs, operates, and services fuel-cell products, which efficiently convert chemical energy in fuels into electricity through a series of chemical reactions. According to Fuelcell, their systems are catered to meet the needs of customers across several industries, including utility companies, municipalities, universities, government entities and a variety of industrial and commercial enterprises. The stock trades around $10.84 at publication time.
Overwhelmingly, 80% of readers told us shares of Fuelcell would reach $20 per share by the end of 2021. Many respondents suggested the Biden administration's embrace of clean energy will provide favorable business conditions for Fuelcell in the coming years, providing strength to the electric vehicle, fuel cell and biogas industries at large. See Also: Best Index Funds. This survey was conducted by Bending in December 2020 and included the responses of a diverse population of adults 18 or older. Opting into the survey was completely voluntary, with no incentives offered to potential respondents. We broke down the costs of owning a cat and a dog, so you can decide which of the most popular pets in the U.S. you’d like to bring home next.
On the high end, if your kitty is an expensive breed or you simply like to splurge on your feline companion, you’d spend around $635 during the first year. If the decision came down to your wallet, cats are significantly cheaper than dogs, costing about $13,625 to $17,510 in a lifetime, compared to dogs at $16,607 to $22,423.
MagnifyMoney is a price comparison and financial education website, founded by former bankers who use their knowledge of how the system works to help you save money. Dogs cost nearly twice as much as cats in their first year, a survey has revealed, with owners spending an average of £4,791 on the animals and their food, insurance and equipment.
However, the costliest four-legged creature to own is a horse, which cost an average of £12,654 in the first year, according to research by Nationwide Home Insurance. Rob Angus, Nationwide's head of general insurance, said: “Owning an animal can be extremely rewarding, but a very expensive experience.
Dogs provide a social aspect many families love, giving them a reason to go outside and exercise daily. In this article, we’ll take a look at some characteristics that make cats excellent pets.
We’ll talk about how they’re better than dogs and why some families might consider a feline friend instead of a clumsy puppy. Hugging a St. Bernard after a long day is a great feeling but caring for one can be overwhelming.
But between playing, exercising, and their endless curiosity, dogs are happiest when they have room to roam. Unlike dogs, cats adapt well to small spaces and confined areas.
Some shelters host free adoption days for cats, or they’ll offer discounts for certain holidays. This makes cats an excellent pet for college students and retirees on a fixed income.
In fact, the ASPCA says cat owners could save a minimum of $300 to $800 each year for choosing a feline friend over a puppy! Veterinarian fees for cats a usually more affordable for catsthandogs, depending on your reason for visiting.
Dog’s require leashes, collars, kennels, large beds, training treats, harnesses, grooming supplies, and more to sustain. Training a dog can be a fun, rewarding experience but for many families, it’s costly, challenging, and time-consuming.
And most apartment buildings don’t have weight limits or breed restrictions for cats (common stipulations for dog owners). If you have a Pit Bull or a Mastiff, there’s a good chance management will deny your rental application.
The same report estimated more than 800,000 dog bites each year require medical attention, 31 of which are fatal. In comparison, the Center for Disease Control doesn’t have statistics about serious cat bites and cat-related fatalities for 2009.
With cats, you can feel secure when guests come to your house knowing they won’t attack strangers or send someone to the hospital. Some will purr a lot and others enjoy playing with loud toys (like balls with bells).
Cat meows aren’t loud and intrusive like barking and growling. If you’re looking for a pet who won’t distract with unnecessary noise, a cat may be a better fit than a dog.
On the other hand, you don’t need to walk a cat or do a daily training session. You can if you choose but ultimately, your cat will be fine with food, water, and clean litter.
Ve ken Pet Fountain, 84oz/2.5L Automatic Cat Water Fountain Dog Water Dispenser... Ultra Quiet & Low Consumption Pump: The pump... 2.5L Large Capacity: 2.5L / 84oz water... BPA Free & Quality Material: Made of quality... 3 Different Flow Designs: Ve ken Pet Fountain... They’re less effective at removing it while they wash themselves than cats are, so they require additional grooming to stay clean.
If you don’t bathe your dog often enough, he may start to smell, feel oily, or shed excessively. But bathing your dog is a big undertaking that takes a lot of time and energy.
In the wild, dogs form packs in which each member cooperates to find food and provide protection, says Veterinarians.com. Domestic pups are hardwired with this pack instinct that generally makes them social, friendly, and all too happy to belong to a family or even a single person who can provide him with food and leadership.
Dogs instinctively go wherever their pack goes, which makes them more readily accepting of experiences, such as travel or moving. This pack mentality also makes it really hard on dogs to be left alone, especially for long periods of time.
By contrast, except lions, most cats in the wild are solitary nocturnal hunters. Unlike dogs, cats are able to jump and climb, which aids them in hunting and makes it easier to flee from danger.
Their sharp, retractable claws provide a distinct advantage when it comes to catching prey and defending themselves from bigger predators. Cats not only like their space, but they might be prone to marking their territory by spraying outside their litter box, especially prior to getting spayed or neutered.
This territoriality makes big changes like moving or simply rearranging the furniture a source of stress. Cats are also highly intelligent creatures, and while they have a hunter's mentality encoded in their DNA they also know who feeds them and provides them with play.
Cats also tend to live longer than dogs, which is sometimes a consideration when searching for a lifelong furry companion. However, every dog is different, and some breeds have temperaments and learning aptitudes that take more readily to training than others.
If a cat is slow to catch on to using the litter box or appears to forget later on, this is often a sign of an underlying health issue, and you should consult your veterinarian. While dogs can be perfectly happy living in a small apartment, they still need their outdoor exercise.
Dogs often tend to be more expensive to care for than a cat between food, toys, training classes, daycare, and vet bills. Because cats are independent by nature they have learned to care for themselves and generally only rely on their human for food.
Even play stimulation can be as simple and cost effective as a flashlight or a feather tied to a stick. The majority of people who keep cats exclusively tend to be more introverted, less sociable, and more self-contained, whereas dog parents are more social, interactive, and open to new experiences.
Wherever you side on the cat vs. dog debate, it's important to research your choice of pet before welcoming him to his forever home. Consider dog or cat sitting for a friend or family member to see if you prefer the companionship of one over the other.
We wanted to start the discussion by highlighting some unique things that make dogs and cats different. So, we put them to the test in a very ‘scientific’ study to see which pet rose to the top.
Dogs vote, Freshet will donate $1 to partner shelters including Best Friends Animal Society and the Humane Society of Utah×, so that in the end, both cats and dogs in need will get the help they deserve. BBC Future has brought you in-depth and rigorous stories to help you navigate the current crisis, but we know that’s not all you want to read.
The earliest domesticated cats started appearing in Neolithic villages in the Middle East around 10,000 years ago. Our relationship with them was, from the outset, a little more at arms’ length than dogs, who helped us hunt and relied upon humans for a share of the spoils.
Research into cats emotions and sociability has long lagged behind that on dogs, but in recent times it has gathered pace. Much of it is in its early stages, but already research has shown that cats sociability towards humans is quite a complicated spectrum.
“It is highly variable, driven by genetics, and the sociability part can come from what they experience in the first six or eight weeks. Feral strays often hide or flee from humans, behaving far more like their wild ancestors.
In places such as the Mediterranean and Japan, colonies of “community cats thrive in fishing villages, friendly enough to ingratiate themselves with locals who feed them. In Istanbul, for instance, the semi-stray cats are fed and looked after by locals, and have become part of the city’s identity, even spawning a recent documentary film.
Then there are the cats that live with us, but even this subset is a spectrum; some keep a relative distance, while others positively thrive with human company. “I think it’s a lot harder for people to read their body language compared to dogs,” says Kristen Vital, a PhD researcher studying cat behavior.
“They want their water and their food and their sleeping arrangements and their litter tray just right, and when they are right, they’re able to start exploring those social bonds.” So, the next time you come home to find a cat quietly surveying you from the couch, or lazily yawning as they pad their way into the hallway, don’t be disappointed.